Who your creditors are makes a huge difference in the amount of the average settlement and what you should expect. Certain creditors are aggressive and you will simple need to pay more than you would with other creditors. These "aggressive" creditors change over time, and also behave differently depending on your state of residence.
All about the “4th largest Credit Bureau” and why ignoring them could cost you thousands (you’d be surprised how many Credit Consultants are unaware of this one!)
Increase Your Financial IQ- Americans have learned some unhealthy habits when it comes to money, just how big business and government have taught us. If you are struggling to pay bills, cut the puppet strings and become aware of opportunities to create and grow wealth having the financial freedom you desire and deserve. Research home based business opportunities that can increase your cash flow. Learn ways to create passive income. You must be willing to step out of your comfort zone learning new skills, but really how comfortable is it to be stressed and worried everyday about bills and finances, fighting and arguing with your significant other and living in fear for your future?
NSLDS also doesn’t track non-federal private student loans, which are made by banks, credit unions, and other private-sector lenders under private-label programs. Until a centralized database of private student loans becomes available, you’ll still need to track any private loans you have individually with each lender or servicer.
Auto lenders look at more than just your credit score when considering making you a loan. They look at your entire financial picture, including income, the debt you owe, monthly payments and credit history before making the decision to approve or decline a loan. Before you go out and apply for a loan, make sure that your employment history, credit, income and address information is acceptable, based on what the lender is looking for.
If you own a paid off vehicle, then all you have to do is find a lender that will give you a few thousand dollars against the title of your car. This is the easiest option and there are plenty of companies out there willing to loan you money against your car. Even your local bank might be willing to lend you money against your car.
You should be very careful with your credit cards as well. Opening a new credit card or making excessive charges during the application process may also prevent you of getting the best mortgage deals.